/* ==========================================================================
   Clarke Capital LLC - Mortgage Website
   Mobile-first, forest green & light blue palette
   ========================================================================== */

@import url("https://fonts.googleapis.com/css2?family=Poppins:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500;1,600;1,700&family=Spectral:ital,wght@0,400;0,600;0,700;1,400;1,600;1,700&display=swap");

/* --------------------------------------------------------------------------
   CSS Custom Properties
   -------------------------------------------------------------------------- */
:root {
  /* Primary: forest green */
  --color-forest: #19322F;
  --color-forest-dark: #122826;
  --color-forest-light: #25403c;

  /* Accent: light blue */
  --color-blue: #A5C5ED;
  --color-blue-light: #C5DCF5;
  --color-blue-pale: #E8F2FC;

  /* Neutrals */
  --color-white: #FFFFFF;
  --color-off-white: #F8FAFB;
  --color-gray-100: #F0F4F5;
  --color-gray-200: #E2E8EA;
  --color-gray-500: #6B7B7E;
  --color-gray-700: #3D484A;
  --color-gray-900: #1A2021;

  /* Typography */
  --font-sans: "Poppins", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --font-spectral: "Spectral", Georgia, serif;
  --font-size-base: 1rem;
  --line-height-base: 1.6;
  --line-height-tight: 1.35;

  /* Spacing */
  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2rem;
  --space-xl: 3rem;
  --space-2xl: 4rem;

  /* Layout */
  --max-width: 480px;
  --max-width-wide: 480px;
  --gutter: 16px;
  --header-height: 64px;

  /* Borders & radius */
  --radius: 6px;
  --radius-lg: 10px;
}

@media (min-width: 641px) {
  :root {
    --max-width: 1024px;
    --max-width-wide: 1024px;
  }
}

@media (min-width: 1025px) {
  :root {
    --max-width: 1200px;
    --max-width-wide: 1200px;
  }
}

/* --------------------------------------------------------------------------
   Reset & Base
   -------------------------------------------------------------------------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: var(--font-size-base);
  line-height: var(--line-height-base);
  color: var(--color-gray-900);
  background-color: var(--color-white);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--color-forest);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

/* --------------------------------------------------------------------------
   Typography
   -------------------------------------------------------------------------- */
h1, h2, h3, h4 {
  margin: 0 0 var(--space-sm);
  line-height: var(--line-height-tight);
  color: var(--color-forest-dark);
  font-weight: 600;
}

h1, h2 {
  font-family: var(--font-spectral);
}

h1 { font-size: 1.75rem; }
h2 { font-size: 1.5rem; }
h3 { font-size: 1.25rem; }
h4 { font-size: 1.125rem; }

p {
  margin: 0 0 var(--space-md);
}

p:last-child {
  margin-bottom: 0;
}

.lead {
  font-size: 1.125rem;
  color: var(--color-gray-700);
}

/* --------------------------------------------------------------------------
   Layout
   -------------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding-left: var(--gutter);
  padding-right: var(--gutter);
}

.container--wide {
  max-width: var(--max-width-wide);
}

/* --------------------------------------------------------------------------
   Header & Navigation
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background-color: var(--color-white);
  border-bottom: 1px solid var(--color-gray-200);
}

.site-header .container {
  max-width: var(--max-width-wide);
}

.site-header__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-height: 72px;
  padding-top: var(--space-sm);
  padding-bottom: var(--space-sm);
  gap: var(--space-md);
}

@media (min-width: 880px) {
  .site-header__inner {
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
    min-height: 72px;
  }
}

.site-logo {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-forest-dark);
  display: flex;
  align-items: center;
  justify-content: flex-start;
  flex-shrink: 0;
}

.site-logo:hover {
  text-decoration: none;
  color: var(--color-forest);
}

.site-logo__img {
  max-height: 50px;
  max-width: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
  object-position: center;
  display: block;
}

.site-header__branding {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--space-sm);
}

.site-header__right {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.site-header__phone {
  display: inline-flex;
  align-items: center;
  gap: 0.35em;
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--color-forest-dark);
  text-decoration: none;
  white-space: nowrap;
}

.site-header__phone:hover {
  color: var(--color-forest);
  text-decoration: underline;
}

.site-header__phone-icon {
  flex-shrink: 0;
}

/* Hamburger toggle - hidden on desktop */
.site-nav__toggle {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  padding: 0;
  background: none;
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  color: var(--color-forest-dark);
}

.site-nav__toggle:hover {
  background-color: var(--color-blue-pale);
}

.site-nav__toggle-bar {
  display: block;
  width: 22px;
  height: 2px;
  background-color: currentColor;
  border-radius: 1px;
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.site-header.is-menu-open .site-nav__toggle-bar:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.site-header.is-menu-open .site-nav__toggle-bar:nth-child(2) {
  opacity: 0;
}

.site-header.is-menu-open .site-nav__toggle-bar:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.site-nav {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--space-xs);
  align-items: center;
  justify-content: center;
}

@media (max-width: 879px) {
  .site-header__inner {
    flex-direction: row;
    flex-wrap: wrap;
    justify-content: space-between;
    align-items: center;
  }

  .site-logo {
    flex-shrink: 0;
  }

  .site-header__phone--mobile {
    display: inline-flex;
  }

  .site-header__phone--desktop {
    display: none;
  }

  .site-header__right {
    margin-left: auto;
  }

  .site-header__right .site-header__phone {
    display: none;
  }

  .site-nav__toggle {
    display: flex;
  }

  .site-nav {
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    justify-content: flex-start;
    max-height: 0;
    overflow: hidden;
    opacity: 0;
    padding: 0 var(--gutter);
    gap: 0;
    transition: max-height 0.3s ease, opacity 0.2s ease;
  }

  .site-header.is-menu-open .site-nav {
    max-height: 80vh;
    overflow-y: auto;
    opacity: 1;
    padding-top: var(--space-sm);
    padding-bottom: var(--space-lg);
    border-top: 1px solid var(--color-gray-200);
  }

  .site-nav__link,
  .site-nav__dropdown {
    width: 100%;
    border-radius: 0;
    border-bottom: 1px solid var(--color-gray-200);
  }

  .site-nav__link {
    padding: var(--space-sm);
  }

  .site-nav__dropdown {
    border-bottom: none;
    display: flex;
    flex-direction: column;
  }

  .site-nav__dropdown-trigger {
    display: none;
  }

  .site-nav__dropdown-menu {
    position: static;
    width: 100%;
    margin: 0;
    padding: 0;
    background-color: transparent;
    border: none;
    border-radius: 0;
    box-shadow: none;
    opacity: 1;
    visibility: visible;
    transform: none;
    max-height: none;
    overflow: visible;
    display: flex;
    flex-direction: column;
  }

  .site-nav__dropdown-item {
    display: block;
    padding: var(--space-sm);
    border-bottom: 1px solid var(--color-gray-200);
    font-size: 0.9375rem;
    color: var(--color-gray-700);
  }

  .site-nav__dropdown-item:last-child {
    border-bottom: 1px solid var(--color-gray-200);
  }

  .site-nav__dropdown-item:hover {
    color: var(--color-forest);
    background-color: var(--color-blue-pale);
    text-decoration: none;
  }

  .site-nav__link--cta {
    order: -1;
  }
}

@media (min-width: 880px) {
  .site-nav__toggle {
    display: none;
  }

  .site-header__branding {
    flex-direction: row;
    align-items: center;
  }

  .site-header__phone--mobile {
    display: none;
  }

  .site-header__phone--desktop {
    display: inline-flex;
  }

  .site-header__right .site-header__phone {
    display: inline-flex;
  }

  .site-header__right {
    order: 2;
    margin-left: var(--space-md);
  }

  .site-nav {
    order: 1;
    flex: 1;
    flex-wrap: nowrap;
    align-items: center;
    justify-content: flex-start;
    gap: var(--space-xs);
    min-width: 0;
  }

  .site-nav__link,
  .site-nav__dropdown {
    flex-shrink: 0;
  }

  .site-nav__link--cta {
    margin-left: auto;
    padding: var(--space-xs) var(--space-sm);
  }

  /* Desktop: dropdown menus */
  .site-nav__dropdown {
    position: relative;
  }

  .site-nav__dropdown-trigger {
    display: flex;
    align-items: center;
    gap: 0.25em;
    padding: var(--space-xs) var(--space-sm);
    font-size: 0.9375rem;
    color: var(--color-gray-700);
    background: none;
    border: none;
    border-radius: var(--radius);
    cursor: pointer;
    font-family: inherit;
    white-space: nowrap;
  }

  .site-nav__dropdown-trigger:hover {
    color: var(--color-forest);
    background-color: var(--color-blue-pale);
    text-decoration: none;
  }

  .site-nav__dropdown-trigger::after {
    content: "";
    width: 0;
    height: 0;
    border-left: 4px solid transparent;
    border-right: 4px solid transparent;
    border-top: 5px solid currentColor;
    opacity: 0.7;
  }

  .site-nav__dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 220px;
    margin-top: var(--space-xs);
    padding: var(--space-xs);
    background-color: var(--color-white);
    border: 1px solid var(--color-gray-200);
    border-radius: var(--radius);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-4px);
    transition: opacity 0.2s ease, visibility 0.2s ease, transform 0.2s ease;
    z-index: 50;
  }

  .site-nav__dropdown:hover .site-nav__dropdown-menu,
  .site-nav__dropdown:focus-within .site-nav__dropdown-menu,
  .site-nav__dropdown.is-open .site-nav__dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
  }

  .site-nav__dropdown-item {
    display: block;
    padding: var(--space-xs) var(--space-sm);
    font-size: 0.9375rem;
    color: var(--color-gray-700);
    border-radius: var(--radius);
  }

  .site-nav__dropdown-item:hover {
    color: var(--color-forest);
    background-color: var(--color-blue-pale);
    text-decoration: none;
  }
}

.site-nav__link {
  display: block;
  padding: var(--space-xs) var(--space-sm);
  font-size: 0.9375rem;
  color: var(--color-gray-700);
  border-radius: var(--radius);
  white-space: nowrap;
}

.site-nav__link:hover {
  color: var(--color-forest);
  background-color: var(--color-blue-pale);
  text-decoration: none;
}

.site-nav__link--blue {
  color: var(--color-blue);
  font-weight: 500;
}

.site-nav__link--blue:hover {
  color: var(--color-forest);
  background-color: var(--color-blue-pale);
  text-decoration: none;
}

.site-nav__link--cta {
  background-color: var(--color-forest);
  color: var(--color-white);
  border-radius: 0;
}

.site-nav__link--cta:hover {
  background-color: var(--color-forest-dark);
  color: var(--color-white);
  text-decoration: none;
}

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */
.hero {
  padding-top: var(--space-xl);
  padding-bottom: var(--space-xl);
  background: linear-gradient(180deg, var(--color-blue-pale) 0%, var(--color-white) 100%);
}

.hero--with-image {
  background: linear-gradient(180deg, rgba(27, 77, 62, 0.75) 0%, rgba(20, 56, 41, 0.85) 100%),
    url("../assets/hero.webp") center center / cover no-repeat;
}

.hero--with-image .hero__title,
.hero--with-image .hero__text {
  color: var(--color-white);
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.2);
}

.hero--with-image .hero__text {
  opacity: 0.95;
}

.hero--alt {
  background: linear-gradient(180deg, var(--color-forest) 0%, var(--color-forest-dark) 100%);
}

.hero--alt .hero__title,
.hero--alt .hero__text {
  color: var(--color-white);
}

.hero--alt .hero__text {
  opacity: 0.95;
}

.hero__title {
  margin-bottom: var(--space-md);
}

.hero__text {
  max-width: 42ch;
  margin-bottom: var(--space-lg);
  color: var(--color-gray-700);
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-sm);
}

/* --------------------------------------------------------------------------
   Buttons
   -------------------------------------------------------------------------- */
.btn {
  display: inline-block;
  padding: var(--space-sm) var(--space-lg);
  font-size: 1rem;
  font-weight: 600;
  text-align: center;
  border-radius: 0;
  border: none;
  cursor: pointer;
  transition: background-color 0.2s ease, color 0.2s ease;
}

.btn--primary {
  background-color: var(--color-forest);
  color: var(--color-white);
}

.btn--primary:hover {
  background-color: var(--color-forest-dark);
  text-decoration: none;
  color: var(--color-white);
}

.btn--secondary {
  background-color: var(--color-blue-light);
  color: var(--color-forest-dark);
}

.btn--secondary:hover {
  background-color: var(--color-blue);
  color: var(--color-white);
  text-decoration: none;
}

.btn--light {
  background-color: var(--color-white);
  color: var(--color-forest);
}

.btn--light:hover {
  background-color: var(--color-gray-100);
  color: var(--color-forest-dark);
  text-decoration: none;
}

/* --------------------------------------------------------------------------
   Main content sections
   -------------------------------------------------------------------------- */
.main {
  padding-top: var(--space-xl);
  padding-bottom: var(--space-xl);
}

.section {
  padding-top: var(--space-xl);
  padding-bottom: var(--space-xl);
}

.section + .section {
  padding-top: 0;
}

.section--alt {
  background-color: var(--color-off-white);
}

.page-home main > section:nth-of-type(3),
.page-home main > section:nth-of-type(4) {
  padding-top: 30px;
}

.section__title {
  margin-bottom: var(--space-md);
}

.section__intro {
  max-width: 65ch;
  margin-bottom: var(--space-lg);
}

/* --------------------------------------------------------------------------
   Founder / About Curtis (About page)
   -------------------------------------------------------------------------- */
.founder-block {
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
  margin-top: var(--space-md);
}

.founder-block__media {
  flex-shrink: 0;
}

.founder-block__img {
  width: 100%;
  max-width: 320px;
  height: auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray-200);
}

.founder-block__content {
  min-width: 0;
}

.founder-block__content p {
  font-size: 1rem;
  color: var(--color-gray-700);
}

@media (min-width: 640px) {
  .founder-block {
    flex-direction: row;
    align-items: flex-start;
    gap: var(--space-xl);
    margin-top: var(--space-lg);
  }

  .founder-block__img {
    max-width: 280px;
  }

  .founder-block__content {
    flex: 1;
  }
}

@media (min-width: 880px) {
  .founder-block__img {
    max-width: 320px;
  }
}

/* --------------------------------------------------------------------------
   Card / feature blocks
   -------------------------------------------------------------------------- */
.card-grid {
  display: grid;
  gap: var(--space-lg);
}

.card {
  padding: var(--space-lg);
  background-color: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-lg);
}

.card__title {
  margin-bottom: var(--space-sm);
  font-size: 1.125rem;
}

.card p {
  margin-bottom: var(--space-sm);
  font-size: 0.9375rem;
}

.card p:last-child {
  margin-bottom: 0;
}

/* --------------------------------------------------------------------------
   CTA block (contact/apply)
   -------------------------------------------------------------------------- */
.cta-block {
  padding: var(--space-xl) 0;
  background-color: var(--color-forest);
  color: var(--color-white);
}

.cta-block .container {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.cta-block__title {
  color: var(--color-white);
  margin-bottom: var(--space-sm);
}

.cta-block__text {
  margin-left: auto;
  margin-right: auto;
  margin-bottom: var(--space-lg);
  opacity: 0.95;
  max-width: 50ch;
}

.cta-block .btn--light {
  margin-top: var(--space-sm);
}

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */
.site-footer {
  padding-top: var(--space-lg);
  padding-bottom: var(--space-lg);
  background-color: var(--color-gray-900);
  color: var(--color-gray-200);
  font-size: 0.875rem;
}

.site-footer a {
  color: var(--color-blue-light);
}

.site-footer a:hover {
  color: var(--color-white);
}

.site-footer__inner {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-lg);
  justify-content: space-between;
  align-items: center;
}

.site-footer__states {
  margin: 0 0 var(--space-xs);
  font-size: 0.8125rem;
  opacity: 0.85;
}

.site-footer__legal {
  margin: 0;
  opacity: 0.9;
}

.site-footer__eho {
  display: block;
  height: 36px;
  width: auto;
  margin: var(--space-xs) 0 var(--space-sm);
  opacity: 0.9;
  filter: brightness(0) invert(1);
}

/* --------------------------------------------------------------------------
   States we serve strip
   -------------------------------------------------------------------------- */
.states-strip {
  padding: var(--space-xl) 0;
  background-color: var(--color-white);
  border-top: 1px solid var(--color-gray-200);
  border-bottom: 1px solid var(--color-gray-200);
}

.states-strip__label {
  margin: 0 0 var(--space-xs);
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-forest);
}

.states-strip__states {
  margin: 0 0 var(--space-sm);
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--color-forest-dark);
}

.states-strip__text {
  margin: 0;
  max-width: 55ch;
  font-size: 0.9375rem;
  color: var(--color-gray-700);
}

/* --------------------------------------------------------------------------
   Utility
   -------------------------------------------------------------------------- */
.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.text-center { text-align: center; }

/* --------------------------------------------------------------------------
   Contact page form styling (structure only; form can link out)
   -------------------------------------------------------------------------- */
.contact-info {
  margin-bottom: var(--space-lg);
}

.contact-info p {
  margin-bottom: var(--space-xs);
}

.contact-options {
  margin-top: var(--space-lg);
}

.contact-options h3 {
  margin-bottom: var(--space-sm);
}

.contact-options ul {
  margin: 0;
  padding-left: 1.25rem;
}

.contact-options li {
  margin-bottom: var(--space-xs);
}

/* --------------------------------------------------------------------------
   Tablet and up
   -------------------------------------------------------------------------- */
@media (min-width: 640px) {
  h1 { font-size: 2.25rem; }
  h2 { font-size: 1.75rem; }

  .hero {
    padding-top: var(--space-2xl);
    padding-bottom: var(--space-2xl);
  }

  /* On desktop, shift hero image down so less is cut off at the top */
  .hero--with-image {
    background-position: center 65%;
  }

  .hero__text {
    font-size: 1.125rem;
  }

  .card-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .site-nav {
    gap: var(--space-sm);
  }
}

@media (min-width: 880px) {
  .card-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  /* Shift hero image up on desktop to avoid cutoff */
  .hero--with-image {
    background-position: center 10%;
  }
}